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Moving to Tampa: Things to Know, Pros & Cons, and More

Sunset view of vibrant downtown Tampa, one of the fastest-growing cities in the U.S.
January 2, 2025

Tampa, Florida is one of the fastest-growing cities in the country — and it’s not hard to imagine why. For those looking to escape high-cost states like New York and California, there’s a lot to like about Tampa’s strong job market, gorgeous beaches, and abundant sunshine. Besides, who wouldn’t like to live where others vacation? Whether you’re exploring the vibrant nightlife of historic Ybor City, strolling the Riverwalk downtown, or cheering for the Buccaneers in Raymond James Stadium’s famous pirate ship, Tampa has a lot going for it.

But no place is perfect, and planning a move means doing your homework. In this guide, we’ll dive into everything you need to know to decide if Tampa is the right choice for you. From the best places to live in Tampa, to its cost of living, to the pros and cons of joining the Tampa lifestyle, we’ve got you covered. 

Quick Facts About Tampa

Here’s a quick overview of Tampa:

  • Population: Approximately 403,364 residents
  • Climate: Humid subtropical, with hot, humid summers and mild, dry winters
  • Cost of Living: About 3% lower than the national average
  • Average Home Value: $446,579 
  • Average Rent: $1,911 per month
Cloud-studded view of downtown Tampa featuring gorgeous teal waters

6 Things To Know Before Moving to Tampa

Every city has its own identity, and Tampa is no different. Here’s what you should consider before packing up your life and moving to Tampa.

1. The cost of living in Tampa, FL is a bit lower than the national average

Tampa’s cost of living is 3% lower than the national average, which is remarkable considering its prime location. No wonder so many people have jumped south from high-cost cities like New York or Los Angeles. However, while Tampa is more affordable than many large cities, living costs have risen in recent years due to increasing demand and property taxes. 

Housing demand has driven up home prices and rental rates. Still, Tampa’s relatively lower expenses, lack of state income tax, and sunny lifestyle can make it an appealing choice for newcomers.

2. Tampa’s climate and weather is quintessentially Floridian

Hot, humid summers combined with mild, dry winters — does it get more Florida than that? You better pack those tank tops alongside your new Tampa Bay Lightning jersey.

But seriously, the heat is no joke. Summers bring average highs in the low 90s°F. However, winters in Tampa are pleasantly mild, with temperatures averaging in the 60s°F. In other words, you can be outside all year round, and you won’t need to pack your winter coat.

However, Tampa’s location on the Gulf Coast means new residents should prepare for more extreme weather. From June to November, hurricanes are a real threat. You’ll need to prepare for flooding and other massive storms.

3. Tampa beaches are some of the best in the United States

The Tampa Bay area boasts some of Florida’s most celebrated beaches, each offering its own charm. Clearwater Beach is a bustling, breathtaking spot that gets rave reviews from locals. And it’s just up the coast from another Tampa gem, St. Pete Beach. The latter is known for its wide shoreline and the iconic pink Don CeSar Hotel, perfect for both relaxation and water sports.

But it’s not all beach balls and margaritas. Caladesi Island State Park, which is accessible only by boat or ferry, features pristine shores and nature trails — and it was praised by no less an authority than Dr. Beach in 2022. Nature lovers will also appreciate Honeymoon Island State Park’s unspoiled shoreline, ideal for shelling and bird-watching. Meanwhile, Fort De Soto Park offers history, scenic trails, and a dog-friendly beach. 

Aerial view of a Tampa neighborhood with large homes and spacious yards, attracting those moving to Tampa
4. Tampa’s housing market is steady but competitive

The average home value in Tampa in late 2024 was $375,010, reflecting a 1.0% increase over the previous year. No one can see the future, but the modest growth of Tampa in comparison to the rest of the country suggests it could maintain its value at a reasonable rate. (But, of course, we’re not fortune tellers.)

5. Tampa’s rental market ain’t too shabby, considering the sunshine

The average rent in Tampa is $1,911, with apartments typically averaging around 926 square feet. A one-bedroom apartment generally aligns with the city average, while two-bedroom units offer more space at a higher price point (and probably better storage.) Studio apartments are often the most affordable, ideal for those seeking a budget-friendly option. It’s the kind of place that you can try before you buy, so to speak, renting before you plunk down money on a house. 

Stunning nighttime view of Tampa, hinting at the rich, vibrant life awaiting those moving to Tampa
6. Tampa job market Is healthy

In Tampa, you should be able to find work — especially in the health services, education, hospitality, or tourism sectors. The average salary is $81,303, which is higher than the national average of $75,000. Unemployment is steady around the national average, as well.

In other words, if you’re proactive in the right industries, it’s a great place to foster a career.

Best Places to Live in Tampa

Tampa offers a variety of neighborhoods, each with its own unique appeal. Here are three of the best places to live in Tampa:

Hyde Park

Are you interested in tree-lined streets and charming bungalows? Hyde Park is a historic neighborhood where residents enjoy easy access to upscale shopping and dining at Hyde Park Village, as well as scenic views along Bayshore Boulevard. The area's walkability and proximity to downtown make it a favorite among families and young professionals. 

Davis Islands

Situated on two man-made islands, Davis Islands offers a tranquil, upscale living environment. The neighborhood features Mediterranean-style homes, waterfront views, and a close-knit community feel. Its location provides easy access to downtown Tampa while maintaining a secluded atmosphere. It’s the kind of place where you can enjoy the finer things in life and still feel like a beach bum (sort of).

Palma Ceia

If you’re itching to swing a golf club at any moment in time, find your way to Palma Ceia. This is an affluent neighborhood with beautiful homes and the renowned Palma Ceia Golf & Country Club. The area offers quality schools and a nice, central location. Residents can access various amenities and still easily make their way downtown.

The Florida Aquarium, with interactive exhibits showcasing Florida’s marine life, is a perk of living in Tampa

Living in Tampa

Is it a good idea to move to Tampa, Florida? For many people, the answer is as clear as the water. Tampa offers something for everyone — whether that’s adventure, culture, sporting events, or beach life. Here’s a sample of what the city has to offer:

Best Things to Do in Tampa

Tampa offers plenty of highlights for residents and visitors alike. The Tampa Riverwalk is a 2.5-mile scenic trail connecting downtown attractions, parks, and restaurants. Or, for a little fun, Busch Gardens Tampa Bay combines thrilling rides with a zoo featuring over 200 species. 

Meanwhile, the Florida Aquarium provides interactive marine exhibits so you can see what’s swimming in the waters around the state. For entertainment and nightlife, head to Ybor City, an area rich in Cuban heritage.

Things to do in Tampa for free

But hey, you don’t need to spend money to have fun. For those on a budget, Tampa offers a variety of free activities. Take a walk along the aforementioned Riverwalk to enjoy scenic views and public art. Curtis Hixon Waterfront Park also hosts free events and offers open spaces for picnics and relaxation. 

Things to do in Tampa with kids

Families will love the interactive exhibits at Glazer Children’s Museum, where kids can learn through play. The Tampa Bay History Center offers hands-on learning about the region’s past, and the Manatee Viewing Center lets children marvel at manatees during cooler months. 

Lettuce Lake Park provides a natural escape with walking trails, canoeing, and a playground. For budding scientists, the Museum of Science & Industry (MOSI) combines interactive exhibits with a planetarium for educational fun.

Unique things to do in Tampa

For a truly unique Tampa experience, ride the historic TECO Line Streetcar, which connects downtown and Ybor City with vintage charm. Visit the Hindu Temple of Florida to admire its stunning architecture and serene atmosphere. Tampa Electric’s Manatee Viewing Center offers close encounters with manatees during winter. 

Art lovers can take a self-guided tour of Tampa Bay’s vibrant street murals. Or immerse yourself in Tampa’s pirate heritage at the Gasparilla Pirate Festival, a city tradition like no other.

Pros and Cons of Living in Tampa

Pros of Living in Tampa

  • Warm climate year-round: Sunny days and mild winters are perfect for outdoor activities.
  • No state income tax: Florida’s lack of state income tax means more money in your pocket.
  • Access to top beaches: Enjoy world-renowned beaches like Clearwater and St. Pete.
  • Strong job market: Diverse industries like healthcare, finance, and tech provide plenty of career opportunities.

Cons of Living in Tampa

  • Hot, humid summers: Summers can be oppressively humid, with temperatures often in the 90s°F.
  • Hurricane risk: Tampa is vulnerable to hurricanes and tropical storms, with many people losing their homes during the 2024 hurricane season.
  • Rising housing costs: Housing prices have gone up, which makes buying or renting tricky.
  • Traffic and infrastructure: A growing population has led to congestion and strain on roadways.

Making the Move to Tampa

From its warm climate and thriving job market to its proximity to world-class beaches, Tampa has plenty to offer. While hurricanes and summer heat are factors to consider, the vibrant lifestyle, career opportunities, and tax benefits make moving to Tampa an appealing option for many.

Streamline your move to Tampa with Colonial Van Lines. With over 20 years of experience, we specialize in making long-distance moves stress-free. From packing to transporting and unloading, our team handles every detail with care. Ready to start your Tampa adventure? Get a free quote today!

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